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This is how a Pre-Checked mortgage at Mortgage2Go works

Pre
Checked Mortgage

Clarity, before you start.

This is how a Pre-Checked mortgage at M2G works

01

Personal intake

We start with a personal conversation to discuss your situation and plans.

02

Submit your documents

You provide the required financial information.

03

Your Pre-Checked Mortgage

Your mortgage is reviewed in advance based on your income, by Dutch banks. You gain clear insight into what you can borrow, before you start house hunting.

04

Search with focus

You only look at properties that truly fit your budget.

05

Viewings & making an offer

You make an offer knowing that your mortgage has already been assessed.

06

An accepted offer

No worries – your mortgage has already been pre-checked

07

Technical certainty

The valuation and structural survey
have been completed in advance

08

Signing the purchase contract

Time to celebrate – everything is already known and arranged:

  • mortgage based on income (LTI)
  • property value (valuation report)
  • technical state property (technical inspection report)
09

Finalising your mortgage

Within 1 week, we ensure everything is ready at the notary

10

Time for the keys

Off to the notary for the key handover

What is Pre-Checked?

A Pre-Checked Mortgage at M2G means that your mortgage has been pre-approved based on your income by a Dutch bank.

NOT AN INDICATION,
BUT AN OFFICIAL APPROVAL.
  • ✓ Mortgage pre-approved based on income

This gives you:

  • ✓ 100% insight into your minimum mortgage

That means for you:

  • ✓ More focused house hunting
  • ✓ The ability to make an offer without a financing contingency
  • ✓ Less stress
  • ✓ A better chance of securing your dream home

Pre-Checked

You will receive a Pre-Checked Mortgage Certificate with your minimum loan amount. You will receive this certificate before you make an offer.

FAST & CLEAR

You receive this certificate before you make an offer. This way, you start the buying process with a clear point of departure and know exactly where you stand.

Make an appointment for a pre-checked mortgage

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