- Property is 100% residential.
- Pre-checked mortgage is possible, for now, only if income is derived from salaried employment.
- The amount issued may change upon issuance of a final energy label.
- For a purchase price higher than € 750,000, a maximum of 95% may be financed versus value home.
- Annual leasehold obligation lowers maximum mortgage amount.
- The maximum amount issued may differ if financing is or is not available with National Mortgage Guarantee.
- In case of a negative listing with the BKR or customer survey CDD, issuing pre-checked mortgage or using the certificate is not possible and will be withdrawn as such.
- Notification requirement when income situation changes.
- When taking out a personal loan or income drop, the amount issued reduces.
- The certificate issued is valid only in conjunction with the named certified broker.
- Redemption takes place through a signed contract of sale by seller and buyer and an accepted appraisal report without details.